What is AFNI Inc. Collections?
AFNI Inc. collections is one of the biggest debt collection agency in the United States. It acts either as a 3rd or 1st party collection agency buying debts from lenders and later making respective collections. According to many people, AFNI uses very strict measures to collect debt from defaulters. This creates a very bad credit report in case you are one of the debtors of AFNI Inc. Repairing you debt once you enter their books may not be easy but with a few guidelines Sky Blue Credit can help clear your debt report. A reputation of bad debts in never a good for any one and this is where Sky Blue Credit comes in.
How sky blue credit can remove AFNI Inc. collections.
In addition to removing your AFNI collection, the most important role of sky blue credit is offering you advice on the right step to take. We found site called aaacreditguide that talks about this more in depth and how they will help you remove AFNI inc. collections:
- Getting legal documentation from AFNI.
This is the first step sky blue credit will take once they receive your request to remove your AFNI collection. The purpose of this is to make your debt legally valid. This will ensure that the agency has every legal right to collect the debt from you. This is done for surety purposes because there are instances where the agency may not have obtained the legal right to collect any debts from you. Legal documentation may differ depending on the state you are currently in keeping in mind that AFNI has offices distributed in different states of the United States.
- Negotiating for settlement.
This is the second step to take after sky blue credit has been determined that the debt is valid by law. Negation here may involve negotiating on payment terms. In many instances, AFNI will only have the mandate to collect a percentage of your debt and it means you only pay the payable percentage. Another important part in negotiating is stopping the AFNI from indicating negative reviews and remarks on to credit bureaus. Finally sky blue credit will help you completely clear collections from your credit report history. This will clean your credit report and you are now in a good terms with credit bureaus. Making payments is not enough to repair your credit but clearing your account of all debts is the only way to give you a clean credit report.
- Legally disputing credit report.
It is possible to dispute your credit report in instances where you feel it is not correct and sky blue credit can help you in this. Once you file a credit bureau dispute, it is investigated and later forwarded to AFNI who later clear your account. In case AFNI does not clear your debt, credit bureaus must clear your credit report.
The key to solving AFNI collections is addressing the issue early before it becomes a problem. Sky blue credit has the right expertise to handle credit repairs including AFNI collections and cleaning your credit report professionally. There are cases where people find themselves in deep trouble because of unaddressed AFNI collections. In addition to damaging your credit report AFNI collections can lead to endless law suits. It is only prudent to address this issue before having to deal with law suits, hiring a credit attorney and wasting time.